Manufactured Homeowners' Insurance Is Available Through Reputable Companies

Homeowners’ insurance is a necessity for any individual or family who lives in their own home. When purchasing manufactured homeowners insurance, you want to find a policy that is written specifically to cover your modular home or mobile home. The prices on these policies will vary depending on the size of your home, whether or not you live in a flood plane, and the crime statistics in your particular area.

1) Allstate

Allstate insurance offers manufactured homeowners policies with some very competitive perks. For example, an original owner of a manufactured home can save up to 5% on premiums for the first five years, and if you have protective devices in your home, like a burglar alarm and fire alarm, you can save another 15%. A reputable company, Allstate works with buyers of Golden West, Silver Crest, and Karsten homes, as well as many others, to provide the coverage they need. You can learn more at allstate.com. The customer care office is located at PO Box 12055, 1819 Electric Road Southwest, Roanoke, Virginia, 24018, although they have agents all over the country. The phone number is 800-ALLSTATE.


2) Geico

Geico, a big name in auto insurance, as well as homeowners’ and renters’ insurance offers a policy that is tailor made for manufactured homes. The policy will cover the structure, itself, any adjacent structures, and most of your personal belongings against theft, personal injury, and damage. You must visit the website, geico.com for pricing information, as it will vary depending on whether it is a single, double, or triple wide home, as well as a few other factors. The number for manufactured home policies is 800-841-2964. There are agents all over the country; their home office is found at PO Box 979220, Miami, Florida, 33197.

3) State Farm

Another reputable insurance company that offers coverage on new and used manufactured homes is State Farm. They offer discounts to those who are also covering a car, boat, or other amenity, and to homeowners with protective devices. Whether your home was built by Kit Homes, Fleetwood, or Skyline, you can protect it by calling on this reputable company. State Farm has agents all over the United States. You can find them online, however, at statefarm.com, or you can call them at 800-477-4930. The main address is One State Farm Plaza, Bloomington, Illinois, 61710.


4) Farmers

Farmers Insurance has been covering manufactured and mobile homes for decades, and they can offer reliable coverage at reasonable rates. Their manufactured home policy covers fire, explosions, falling objects, damage from wild or stray animals, burglary and attempted burglary, and much more. To get pricing you must contact them; you can find them online at farmers.com or you can call 800-FARMERS. The home office is located at 4680 Wilshire Boulevard, Los Angeles, California, 90010.


5) Foremost

Foremost Insurance Group offers a wide range of coverage options, including auto, boat, trailer, and homeowners’ insurance. They offer a policy specifically designed for manufactured homes and mobile homes, and these policies the structure, adjacent structures, those living in the home and visitors, as well as most belongings inside. Pricing is available upon request at 800-527-3905. They are located at 8430 West Bryn Mawr Avenue, Floor 3, Chicago, Illinois, 60631. You can find them online at foremost.com.


6) American Family

American Family Insurance offers reliable coverage for your home, car, boat, trailer, and more. They offer homeowners’ and renters’ insurance including coverage of your manufactured or mobile home. Discounts are available for a variety of different reasons, but actually pricing must be requested at amfam.com. You can also call 800-MYAMFAM. You can find American Family at 6000 American Parkway, Madison, Wisconsin, 53783.


7) MH Insurance Pro

Dedicated to providing coverage for manufactured homes and mobile homes, MH Insurance Pro will work with you to find the best coverage at the best price for your manufactured home. They consider your location, the size and age of your home, and whether or not you have protective devices in your home. Then they help you find the most affordable policy possible. To get a quote, you can call 877-784-6787, or you can visit them online at mhinsurancepro.com. The address is 121 East Birch Avenue, Suite 207, Flagstaff, Arizona, 86001.


7) American Modern

Offering variety and lots of options, American Modern Insurance Group is an excellent choice for an insurance provider for your manufactured home. You can choose between a standard policy or a “by line” policy that you can design yourself. They insure almost any home regardless of age, and they will also insure vacation homes and rental units. You can call for pricing at 866-884-6167, or you can look online at amig.com. The home office address is 7000 Midland Boulevard, Amelia, Ohio, 45102.


8) Standard Casualty

Reliable, reasonably priced insurance coverage for your manufactured home is available through Standard Casualty Company. With over 40 years in the business, you can count on them to be in business for decades to come. They offer coverage for your manufactured home against flood, fire, property loss, injury due to accident, and much more. You can seek pricing information for your home at stdins.com or you can call 800-522-0146. The address is PO Box 311806, New Braunfels, Texas, 78131.

9) Peninsula Insurance

Fires, hurricanes, accidents, unexpected damage, and tornadoes are just a few hazards against which Peninsula Insurance Company will protect your manufactured home. You have the option to select the coverage you want and need, and your policy will cover your home, your property kept inside your home, yourself and family, guests in your home, and adjacent structures. You can learn more and request pricing at peninsulainsurance.com or you can call 800-492-1205. The home office of this company is located at 112 Market Street, Salisbury, Maryland, 21803.

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